![]() All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval review usually takes 3-5 minutes but may take up to one hour. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Ingo Money is a service provided by First Century Bank, N.A. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-85 or visit /complaint. Box 1070, West Chester, OH 45071, or visit .įor general information about prepaid accounts, visit /prepaid. . Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.Ĭontact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Visa is a registered trademark of Visa International Service Association. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. See /deposit/deposits/prepaid.html for details. ![]() Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. Money Vault and Kohn’s Loan Company are subject to the Tate Law – Section 4727.06 of the Ohio Pawnbrokers Act, Section 4727.06.Activate your Card for FDIC insurance eligibility and other protections. installment contract, a loan of $4,500 with an interest rate of 29.00% and an APR of 33.10% (inclusive of allowable fees), you would make 42 mo. All loans are made in accordance with applicable Ohio laws.Įxample: Using a 42 mo. Available cash amounts may vary and collateral requirements apply. All loans are made under The Money Vault or Kohn’s Loans Company of Cincinnati and Lima Ohio. Annual Percentage Rates (APRs) is disclosed at the time of loan origination and is known to the customer prior to loan agreement. Minimum and maximum loan amounts, rates, fees, terms and collateral requirements are subject to specific guidelines and may change without notice. Loans are subject to credit approval and normal underwriting standards. You may return at any time (to pick up your collateral item) within the loan term to repay the loan amount with agreed upon interest. Closing a loan is contingent upon your agreement to all of the terms and conditions of the loan agreement and contract. There is no down payment beyond surrendered collateral and there is never a prepayment penalty. There is no standard requirement (per Google’s personal loan advertising policy) to repay a loan within 60 days.Ĭredit history at the time of application, income, debt obligations, collateral and to the extent applicable, prior loan history with The Money Vault or Kohn’s Loan Company are considered in determining eligibility and terms.Since all loans are collateral based, there are no specific minimum or maximum loan repayment periods, as the customer can choose to forego repayment of the loan amount at any time without penalty.Loans provided by The Money Vault or Kohn’s Loans Company do not require repayment, as they are collateral loans.The following disclosures are made in accordance with Google’s Advertising Policies for personal loans and credit.
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